Legal View

Tax alpha is laborious and costly to deliver. Advisor-applied VUL delivers tax alpha in one step.

Murky Waters are Now Clear

On June 30, 2015 the U.S. Tax Court issued a ruling in the Jeffrey T. Webber v. Commissioner of the Internal Revenue case.

The Webber case litigated the failure of Mr. Webber (as the policyholder and tax payer) to adhere to the legal and regulatory requirements necessary for the receipt of his PPVUL policy’s tax-free benefits. Because of Mr. Webber’s extreme facts and circumstances, the Court provided a well-written and methodical review of the pertinent legal and regulatory history. The Court then identified the boundaries a tax payer and its PPVUL insurance company should follow in order to avoid piercing the policy’s tax shield.

These boundaries bring clarity to what had been murky waters in using PPVUL. With investing and compliance technology installed at PPVUL insurance companies that implements the Webber ruling’s boundaries, a policy remains true to the legal and regulatory requirements.


Presentation Description

Why advisor-applied VUL solves client problems and advances your business

Presentation Description

A packaged presentation you can use for one-on-one client meetings

insurancelikeitshouldbefull"Insurance Like It Should
Be" Full Brochure

See how advisor-applied VUL solves a wide range of planning needs for specific client circumstances

insurancelikeitshouldbe2pager"Insurance Like It Should
Be" Two Pager

Get a quick summary of advisor-applied VUL and its many planning applications

vulclientroicalculatorVUL Client ROI

Model an advisor-applied VUL policy to see its ROI for your high-income clients

ppvulinactionPlanning Applications

Get engaged with advisor-applied VUL in an interactive webinar education session

aw-iconExecuting Webber's Boundaries
through Technology

Private Placement Variable Universal Life (PPVUL)


Legal and Regulatory Foundation

computerimagePractice Management Blog

rocketimageFinancial Marketing